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Looking for health insurance ?

Writer: Jose RivasJose Rivas

Updated: Jun 6, 2022

We in Escalona & Partners will give you few quick tips to find the right health insurance for you and your family

Health insurance

1: Know what you need covered

If you start looking for health insurance with a game plan, you’ll have an easier time finding a plan that meets your healthcare needs.


Coverage for treatments and specific health conditions

Ongoing chronic illness

Specific medications

Sharing these needs with a healthcare representative can allow them to help you find a plan that can best help in these areas. This way, you get the most out of the plan you pay for.


2: Have a budget for your health insurance

When you speak with a health plan representative, it helps to be upfront about your budget. This will help them narrow down the plans you’ll look at together so that you can find one that’s most affordable for you.


3: List any hospitals, doctors or plans you prefer

Another important aspect of finding affordable insurance is knowing which hospitals, doctors and plans you prefer.


Finding a plan that covers your preferred hospitals and doctors means you’ll have lower copays and save more money overall.


4: Know your taxable income and number of dependents

Based on household income and number of people who live in the home, a health insurance specialist can determine if you’re eligible for financial assistance, which can help you stay within your health insurance budget.


The Affordable Care Act offers subsidies that help people gain access to high quality and affordable health insurance.


5: Work with a licensed representative

Whether you’re looking for an individual, affordable health insurance plan or want to know if you qualify for a tax credit or subsidies, Geisinger Health Plan’s advisors can help.




 
 
 

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