CAR INSURANCE | Escalona & Partners

CAR INSURANCE

Personal auto insurance covers private passenger vehicles and provides protection against economic loss from an automobile accident, including bodily injury or property damage to others (liability). It also covers damage to your own vehicle (Collision & Other than Collision).

Get the peace of mind you deserve with car insurance from Escalona Partners. We offer reliable coverage for your vehicle, including protection against liability, bodily injury, and property damage. Contact us today to get a quote.

Bodily Injury

If you are responsible for causing an automobile accident that results in injuries, having appropriate insurance coverage can be invaluable. It can assist with medical expenses for those injured, compensate for lost wages due to the accident, and cover legal fees if you face a lawsuit as a result of the incident.

Property Damage

In the state of Florida, it is mandatory to have certain types of insurance coverage for your vehicle. This includes:

Property Damage Liability: This coverage is required and helps pay for damages caused to another individual's vehicle or property if you are at fault in an accident.

Personal Injury Protection (PIP): Also mandatory in Florida, this coverage pays for medical expenses, and in some instances, lost wages and other damages, irrespective of who is responsible for the accident.

Comprehensive

Comprehensive coverage provides financial protection for damages to your vehicle that result from non-collision incidents, such as theft, natural disasters (e.g., floods or earthquakes), vandalism, fires, or encounters with animals. This type of coverage is typically required when financing or leasing a vehicle to safeguard the lender's or lessor's investment.

Collision

Collision coverage assists with covering the costs of repairs or replacement for your vehicle in the event of an accident involving another vehicle, a collision with an object, or a rollover. This type of coverage is usually required when your vehicle is financed or leased in order to protect the financial interests of the lender or leasing company.

Uninsured Motorist

Uninsured/Underinsured Motorist Coverage (UM/UIM) is designed to provide financial assistance for damages and medical expenses incurred in an accident caused by a driver who either lacks insurance or has insufficient coverage. In addition to covering medical costs, UM/UIM can also compensate for lost wages, and address pain and suffering experienced as a result of the accident.

Medical payments

Medical Payments Coverage (MedPay) is an optional insurance policy that assists with covering medical expenses for all passengers in your vehicle, regardless of who is at fault for the accident. This coverage provides financial support for immediate medical care, helping to alleviate the burden of medical bills following an accident.

ADDITIONAL COVERAGES

Roadside Assistance
Towing and Labor
Rental Reimbursement
Gap Coverage

It is important to note that if you use your vehicle for commercial purposes, for instance, if you deliver pizza, a personal auto insurance will not provide coverage. Please consult with one of our agents to help further assist you in providing you the right coverage.